Medicaid is a federally funded program created for low-income families, children, senior citizens, and persons with disabilities. Today, nearly 60 million Americans are covered by Medicaid. If you have medical needs, are 65 or older, or are struggling due to little or no income, you may qualify for Medicaid.


In 2010 President Barack Obama signed into law the Affordable Care Act, lowering the threshold of eligibility to 133% of FPL (annual income level of $29, 700 or less for a family of four in 2014). This new threshold went into effect on January 1, 2014. Other criteria is considered when applying for Medicaid, too, such as immigration status, current residency, and documentation of US citizenship. Medicaid recipients must be U.S. citizens or legal permanent residents.


There are numerous benefits with Medicaid, and they can make a big difference if your struggling financially. Some of the benefits include, but are not limited to:

  • Inpatient hospital services
  • Prescription Drugs
  • Clinic services
  • Physical therapy
  • Occupational therapy
  • Podiatry services
  • Optometry services
  • Dental Services
  • Dentures
  • Prosthetics
  • Eyeglasses
  • Outpatient hospital services
  • Nursing Facility Services
  • Home health services
  • Physician services
  • Rural health clinic services
  • Federally qualified health center services
  • Laboratory and X-ray services
  • Family planning services
  • Nurse Midwife services
  • Certified Pediatric and Family Nurse Practitioner services
  • Transportation to medical care
  • Prescription Drugs

To get the most from Medicaid benefits, apply early and educate yourself.


Medicaid benefits are awarded through the states, so applications vary by state. Before applying, be sure to have all documents of citizenship handy. Also, you'll have to have records of your income and expenses. Lastly, any medical records you have will be helpful to have ready. You can apply through the federal site and will be screened on the information you input.

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